Welcome to eCar insurance UK
The first* online insurance solution to let
you, the customer, take total control. Why bother with call centres
and automated phone lines? With eCar's revolutionary system you can
manage your whole policy online - no phone calls, no waiting. We
give you instant access to make changes to your policy, whenever you
need it: 24 hours a day, 7 days a week.
Why not join the growing number of car
drivers who have already joined the revolution and put your money
where your mouse is?
Standard Car Policy
You can have a quote within minutes - just
choose 'Standard Quote' from the menu on the left or click on the link
below. Our quote screen is designed to be as simple and fast to fill
in as possible, to save you time and hassle.
Pay As You Go
Pay As You Go provides cover on a monthly
basis for a monthly premium. You can purchase cover when you need it
and switch it off when it is not required.
A renewal notice will be sent shortly before
the expiry of the policy. If you would like the policy to continue for
another month, we will renew it automatically and collect the monthly
premium. If you would like to cancel your policy, you will need to go
on-line to cancel the policy in "Your Account" on or before the
expiry date.
- Earn 1 years NCD for only 8 months' claim
free cover.
- Maximum NCD guaranteed for life.
- The monthly rate you are quoted will be
guaranteed for 8 months providing no changes are made.
Lifetime Guarantee
If you have earned your right to maximum No
Claims Discount* (NCD) you can now keep it for life! eCar Insurance
will not reduce your NCD following any number of claims.
This outstanding policy benefit is available
to all proposers who have 5 or more years NCD. Once you earn 5 years
NCD with eCar your NCD will be guaranteed for life.
*Only No Claims Bonus earned within the
European Union is acceptable
Rapid Discount Accelerator
The eCar Insurance Rapid Discount Accelerator
allows you to earn 1 years NCD for 8 months' claim free cover.
The Rapid Discount Accelerator is available
only on the Pay As You Go product and means that you can earn 5 years
NCD in just 40 claim-free months! Once you reach 5 years' NCD of
course your discount will be guaranteed.
Free European Use
All eCar Insurance policies provide cover
within the Territorial Limits of the policy throughout the policy year.
This extension is provided for the purpose of travel only. Your
permanent home must be in Great Britain, Northern Ireland, the Channel
Islands or the Isle of Man and must also be your primary residence.
The cover provided within the Territorial
Limits is the same level of cover you have in the UK. Please refer to
our on-line policy booklet for details of the countries you will be
covered in.
Up to 4 cars
You can cover up to 4 cars on one policy
providing all drivers are aged 25 or over.
The policy cover you select will apply to all
cars on the policy and you can cover up to 4 named drivers on a multi-car
policy.
Breakdown Recovery
If your car is 8 years old or younger and you
buy an eCar Standard or Pay As You Go comprehensive policy, we’ll
include breakdown recovery for no additional cost to you.
This covers you and any passenger or driver,
who is in the insured vehicle at the time of the breakdown, anywhere
in the United Kingdom, Northern Ireland, Isle of Man and Channel
Islands.
You will be provided with a high level of
cover, including:
- Roadside repairs
- Home breakdown
- Vehicle recovery
- Getting you to your destination
This policy is underwritten by Southern Rock
Insurance, who only use accredited operators who have been vetted for
their professionalism and compliance with quality standards.
More information is available from the
policy wording downloads
page.
Legal Expenses
All eCar Standard and Pay as you go insurance
policies come with Legal cover included in the price
This covers you for any legal expenses (up to
£100,000) you incur as the result of a non-fault accident in the
insured vehicle.
This includes:
- Uninsured losses (such as damage to
personal property in the vehicle)
- Claiming compensation for personal
injuries
- Hiring a replacement vehicle
- Vehicle repairs (if you don't have
comprehensive cover).
This policy is underwritten by IGI Ltd and
the service is provided by Angel Assistance Ltd.
Legal cover not avaliable for short term or
daily cover
Short term cover
We've developed Short Term Cover for those
times when changing a standard yearly policy to cover you* for one off
occasions or unexpected events is not really practical.
We will cover you on a social, domestic and
pleasure basis for any period between 1 and 28 days and you have the
option to extend this to cover commuting use as well.
Short Term Cover is ideal for:
- Driving a friend's car for a temporary
period, such as an airport trip or use during a UK holiday**
- Insuring another person to drive your car
temporarily if you want to share driving on a long trip
- Test driving a car you are looking to
purchase
- Driving a courtesy car supplied by a
garage
- Driving a car that you've hired
Your policy booklet and certificate are
available instantly on-line.
* Only available for drivers aged between
25-75 inclusive.
** Minimum cover levels apply for use outside
of the UK. Check policy wording for further information
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