21st Century Auto Insurance



	More Coverage What you need to know Coverage varies widely between companies. Don't get surprised by what your policy doesn't pay for. Check the chart below to see how your policy compares. Not sure what’s right for you? Our Coverage Calculator can help you choose the coverage limits and deductibles that best meet your needs. What we offer More Coverage than any other top 10 California company. Coverages, Limits and Deductibles Insurance Terms Special Selection Tips See how your policy compares: 21st Century State Farm Farmers Allstate AAA Mercury Geico Progressive Gives you the full cost to replace the new car you bought or leased if it's totaled in the first year. Yes No No No No No No No Always specifies Original Equipment Manufacturer (OEM) parts for body repair. Yes No No No Yes Yes No No Extends your policy coverage and limits-at no additional charge-to any licensed driver given permission to drive your car. Yes Yes No Yes Yes No Yes No Includes towing and roadside service with your policy at no additional charge and no reimbursement requirement. Yes No No No No No No No Provides temporary coverage for student children home on school holidays at no additional charge. Yes No Yes No No No Yes No Provides you with full coverage when driving in Mexico within 100 miles of the U.S. border. Yes No 50 Miles No 75 Miles No 75 Miles Yes No 50 Miles No No Automatically waives your collision deductible if both parties involved in an accident are customers of the company. Yes No No No Yes No No No Has an accident forgiveness program for long time customers. Yes Yes No Yes No No No Yes Has a traffic conviction forgiveness program for long time customers. Yes Yes No Yes No No Yes No Offers a discount for qualified members of certain occupational groups? Yes No Yes No Yes Yes Yes No Offers a separate coverage option for additional equipment. Yes No Yes Yes No Yes Yes Yes Has a network of repair facilities that guarantee repairs for as long as you own your car? Yes Yes Yes Yes Yes Yes Yes Yes Provides you with the same coverage and limits when you drive a rented car? Yes Yes Yes Yes Yes Yes Yes Yes Note: Data obtained as of June 2002 from company and independent sources believed to be reliable. See policy contracts and endorsements for details. More Service What you need to know Is your agent available when you have a question? Does your company handle claims quickly and fairly? Check the table and links below to see if your company measures up. What we offer A commitment to outstanding service - online or on the phone. We have licensed representatives available 24 hours a day, 365 days a year and phone wait times under 60 seconds. 21st Century Claims Service Helpful Organizations and Links Online Policy Self-Service DOI Customer Complaint Study More Savings What you need to know Your insurance premium can vary as much as $1000 between the top companies. Try our Premium Comparison Calculator to see some examples. Then, contact at least three companies for the premium that applies specifically to you. Download the Insiders Guide for contact information for Californias top 10 insurance companies. What we offer: 7 out of 10 California drivers can save money by working directly with us. New customers report average savings of $300. 21st Century Policy Discounts Safety Discounts available to 21st Century Policy holders The Premium Comparison Calculator below shows annual premiums obtained from the 2002 California Department of Insurance survey. To see how widely premiums vary, make a few selections below and well show you the difference among Californias top insurers. More Safety What you need to know Over 100 People die in motor vehicle accidents every day. We handle over 10,000 accidents every month. Simple precautions can save you and your family from serious injury in an accident. Buy a safer car. Properly install a child safety seat. Never drive intoxicated or tired. And, make sure all passengers buckle up. What we offer Free safety guides you can download now. This is just one part of our ongoing effort to provide information that will reduce the number of accidents and injuries. New! Dont let this years El Niño weather conditions catch you by surprise. Take a look at our Driving Tips.